Call reports 2020
STATE BANK, THE — 2020
What STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 111,929,000 | 117,394,000 | 118,016,000 | 123,315,000 |
| Total loans | 64,196,000 | 65,878,000 | 63,066,000 | 58,742,000 |
| Allowance for loan losses | 820,000 | 821,000 | 964,000 | 963,000 |
| Securities available for sale | 23,525,000 | 24,630,000 | 24,163,000 | 24,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,666,000 | 98,545,000 | 99,502,000 | 104,486,000 |
| Interest-bearing deposits | 62,221,000 | 64,145,000 | 64,489,000 | 65,965,000 |
| Noninterest-bearing deposits | 31,445,000 | 34,400,000 | 35,013,000 | 38,521,000 |
| Equity capital | 16,479,000 | 17,187,000 | 16,895,000 | 17,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,285,000 | 3,392,000 | 4,522,000 |
| Interest expense | 73,000 | 140,000 | 205,000 | 273,000 |
| Net interest income | 1,073,000 | 2,145,000 | 3,187,000 | 4,249,000 |
| Noninterest income | 188,000 | 307,000 | 445,000 | 636,000 |
| Noninterest expense | 778,000 | 1,553,000 | 2,746,000 | 3,522,000 |
| Provision for loan losses | 0 | 0 | 147,000 | 147,000 |
| Pretax income | 483,000 | 899,000 | 739,000 | 1,216,000 |
| Income tax | 97,000 | 177,000 | 123,000 | 206,000 |
| Net income | 386,000 | 722,000 | 616,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,118,000 | 16,454,000 | 16,145,000 | 16,521,000 |
| Total capital | 16,938,000 | 17,275,000 | 17,059,000 | 17,427,000 |
| Risk-weighted assets | 77,783,000 | 79,790,000 | 73,112,000 | 72,436,000 |