Call reports 2019
STATE BANK, THE — 2019
What STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 104,896,000 | 106,792,000 | 105,375,000 | 105,310,000 |
| Total loans | 60,365,000 | 63,215,000 | 63,028,000 | 62,443,000 |
| Allowance for loan losses | 791,000 | 791,000 | 790,000 | 820,000 |
| Securities available for sale | 21,388,000 | 22,080,000 | 21,725,000 | 21,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,940,000 | 89,378,000 | 87,592,000 | 87,434,000 |
| Interest-bearing deposits | 59,625,000 | 59,966,000 | 58,993,000 | 58,052,000 |
| Noninterest-bearing deposits | 28,315,000 | 29,412,000 | 28,599,000 | 29,382,000 |
| Equity capital | 14,879,000 | 15,462,000 | 15,886,000 | 16,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,303,000 | 3,526,000 | 4,714,000 |
| Interest expense | 67,000 | 134,000 | 203,000 | 277,000 |
| Net interest income | 1,059,000 | 2,169,000 | 3,323,000 | 4,437,000 |
| Noninterest income | 141,000 | 271,000 | 408,000 | 590,000 |
| Noninterest expense | 826,000 | 1,625,000 | 2,533,000 | 3,410,000 |
| Provision for loan losses | 0 | 0 | 79,000 | 104,000 |
| Pretax income | 374,000 | 815,000 | 1,119,000 | 1,513,000 |
| Income tax | 70,000 | 162,000 | 212,000 | 287,000 |
| Net income | 304,000 | 653,000 | 907,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,063,000 | 15,412,000 | 15,467,000 | 15,732,000 |
| Total capital | 15,854,000 | 16,203,000 | 16,257,000 | 16,552,000 |
| Risk-weighted assets | 74,338,000 | 76,587,000 | 76,029,000 | 74,958,000 |