Call reports 2018
STATE BANK, THE — 2018
What STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 105,020,000 | 103,798,000 | 105,322,000 | 106,047,000 |
| Total loans | 62,274,000 | 63,959,000 | 62,629,000 | 59,456,000 |
| Allowance for loan losses | 799,000 | 800,000 | 794,000 | 791,000 |
| Securities available for sale | 20,906,000 | 21,441,000 | 22,907,000 | 22,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,677,000 | 87,408,000 | 88,886,000 | 89,409,000 |
| Interest-bearing deposits | 61,469,000 | 62,103,000 | 61,184,000 | 61,003,000 |
| Noninterest-bearing deposits | 27,208,000 | 25,305,000 | 27,702,000 | 28,406,000 |
| Equity capital | 13,809,000 | 14,234,000 | 14,307,000 | 14,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,208,000 | 3,353,000 | 4,492,000 |
| Interest expense | 52,000 | 103,000 | 158,000 | 222,000 |
| Net interest income | 1,017,000 | 2,105,000 | 3,195,000 | 4,270,000 |
| Noninterest income | 125,000 | 291,000 | 431,000 | 643,000 |
| Noninterest expense | 820,000 | 1,554,000 | 2,423,000 | 3,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 842,000 | 1,203,000 | 1,706,000 |
| Income tax | 51,000 | 135,000 | 200,000 | 338,000 |
| Net income | 271,000 | 707,000 | 1,003,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,012,000 | 14,446,000 | 14,544,000 | 14,759,000 |
| Total capital | 14,811,000 | 15,246,000 | 15,338,000 | 15,550,000 |
| Risk-weighted assets | 76,699,000 | 77,416,000 | 77,560,000 | 74,274,000 |