Call reports 2017
STATE BANK, THE — 2017
What STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 106,128,000 | 101,882,000 | 98,569,000 | 101,710,000 |
| Total loans | 54,168,000 | 58,335,000 | 59,113,000 | 59,858,000 |
| Allowance for loan losses | 745,000 | 779,000 | 779,000 | 799,000 |
| Securities available for sale | 10,925,000 | 11,377,000 | 18,353,000 | 19,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,018,000 | 85,740,000 | 82,300,000 | 85,376,000 |
| Interest-bearing deposits | 63,195,000 | 61,259,000 | 58,255,000 | 58,479,000 |
| Noninterest-bearing deposits | 26,823,000 | 24,481,000 | 24,045,000 | 26,897,000 |
| Equity capital | 13,357,000 | 13,659,000 | 13,779,000 | 13,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,882,000 | 2,946,000 | 3,989,000 |
| Interest expense | 53,000 | 108,000 | 159,000 | 211,000 |
| Net interest income | 857,000 | 1,774,000 | 2,787,000 | 3,778,000 |
| Noninterest income | 81,000 | 214,000 | 344,000 | 595,000 |
| Noninterest expense | 799,000 | 1,481,000 | 2,303,000 | 3,155,000 |
| Provision for loan losses | 0 | 14,000 | 14,000 | 38,000 |
| Pretax income | 139,000 | 493,000 | 814,000 | 1,180,000 |
| Income tax | 8,000 | 94,000 | 156,000 | 404,000 |
| Net income | 131,000 | 399,000 | 658,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,255,000 | 13,523,000 | 13,782,000 | 13,739,000 |
| Total capital | 14,000,000 | 14,302,000 | 14,561,000 | 14,538,000 |
| Risk-weighted assets | 65,896,000 | 69,924,000 | 72,963,000 | 74,392,000 |