Call reports 2016
STATE BANK, THE — 2016
What STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 101,635,000 | 98,536,000 | 102,802,000 | 105,420,000 |
| Total loans | 48,775,000 | 52,064,000 | 52,377,000 | 53,943,000 |
| Allowance for loan losses | 744,000 | 744,000 | 744,000 | 745,000 |
| Securities available for sale | 12,432,000 | 12,162,000 | 12,405,000 | 10,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,492,000 | 82,494,000 | 86,520,000 | 89,368,000 |
| Interest-bearing deposits | 62,295,000 | 61,619,000 | 63,226,000 | 63,267,000 |
| Noninterest-bearing deposits | 23,197,000 | 20,875,000 | 23,294,000 | 26,101,000 |
| Equity capital | 12,819,000 | 12,918,000 | 13,181,000 | 13,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,663,000 | 2,583,000 | 3,481,000 |
| Interest expense | 61,000 | 120,000 | 179,000 | 235,000 |
| Net interest income | 730,000 | 1,543,000 | 2,404,000 | 3,246,000 |
| Noninterest income | 133,000 | 257,000 | 403,000 | 652,000 |
| Noninterest expense | 704,000 | 1,636,000 | 2,347,000 | 3,095,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 164,000 | 460,000 | 803,000 |
| Income tax | 33,000 | 11,000 | 31,000 | 148,000 |
| Net income | 126,000 | 153,000 | 429,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,351,000 | 12,415,000 | 12,684,000 | 12,756,000 |
| Total capital | 13,095,000 | 13,159,000 | 13,428,000 | 13,501,000 |
| Risk-weighted assets | 59,731,000 | 62,315,000 | 64,593,000 | 65,495,000 |