Call reports 2015
STATE BANK, THE — 2015
What STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 101,206,000 | 100,411,000 | 102,164,000 | 102,780,000 |
| Total loans | 42,751,000 | 43,355,000 | 44,245,000 | 44,292,000 |
| Allowance for loan losses | 762,000 | 764,000 | 772,000 | 772,000 |
| Securities available for sale | 12,238,000 | 12,000,000 | 11,846,000 | 12,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,558,000 | 83,774,000 | 85,393,000 | 86,108,000 |
| Interest-bearing deposits | 61,603,000 | 63,288,000 | 64,378,000 | 62,368,000 |
| Noninterest-bearing deposits | 22,955,000 | 20,486,000 | 21,015,000 | 23,740,000 |
| Equity capital | 12,197,000 | 12,305,000 | 12,462,000 | 12,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,548,000 | 2,320,000 | 3,123,000 |
| Interest expense | 79,000 | 156,000 | 228,000 | 302,000 |
| Net interest income | 709,000 | 1,392,000 | 2,092,000 | 2,821,000 |
| Noninterest income | 151,000 | 418,000 | 574,000 | 822,000 |
| Noninterest expense | 683,000 | 1,428,000 | 2,151,000 | 2,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 382,000 | 515,000 | 721,000 |
| Income tax | 30,000 | 60,000 | 87,000 | 102,000 |
| Net income | 147,000 | 322,000 | 428,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,647,000 | 11,719,000 | 11,920,000 | 12,208,000 |
| Total capital | 12,338,000 | 12,403,000 | 12,613,000 | 12,902,000 |
| Risk-weighted assets | 55,281,000 | 54,448,000 | 55,199,000 | 55,362,000 |