Call reports 2014
STATE BANK, THE — 2014
What STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,663,000 | 97,083,000 | 99,563,000 | 97,520,000 |
| Total loans | 41,421,000 | 42,701,000 | 43,928,000 | 43,190,000 |
| Allowance for loan losses | 969,000 | 717,000 | 716,000 | 722,000 |
| Securities available for sale | 9,459,000 | 10,718,000 | 11,000,000 | 11,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,400,000 | 79,919,000 | 82,668,000 | 80,908,000 |
| Interest-bearing deposits | 59,261,000 | 61,730,000 | 62,509,000 | 61,299,000 |
| Noninterest-bearing deposits | 17,139,000 | 18,189,000 | 20,159,000 | 19,609,000 |
| Equity capital | 12,329,000 | 12,471,000 | 12,206,000 | 12,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,539,000 | 2,315,000 | 3,118,000 |
| Interest expense | 82,000 | 164,000 | 245,000 | 325,000 |
| Net interest income | 677,000 | 1,375,000 | 2,070,000 | 2,793,000 |
| Noninterest income | 145,000 | 278,000 | 420,000 | 673,000 |
| Noninterest expense | 678,000 | 1,657,000 | 2,343,000 | 3,197,000 |
| Provision for loan losses | 0 | -206,000 | -206,000 | -206,000 |
| Pretax income | 144,000 | 202,000 | 353,000 | 475,000 |
| Income tax | 21,000 | 21,000 | 45,000 | 48,000 |
| Net income | 123,000 | 181,000 | 308,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,815,000 | 11,916,000 | 11,636,000 | 11,495,000 |
| Total capital | 12,485,000 | 12,598,000 | 12,334,000 | 12,177,000 |
| Risk-weighted assets | 53,322,000 | 54,478,000 | 55,776,000 | 54,470,000 |