Call reports 2013
STATE BANK, THE — 2013
What STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 95,675,000 | 93,794,000 | 96,225,000 | 95,540,000 |
| Total loans | 48,108,000 | 46,116,000 | 43,983,000 | 44,861,000 |
| Allowance for loan losses | 1,011,000 | 1,012,000 | 1,020,000 | 986,000 |
| Securities available for sale | 9,250,000 | 8,821,000 | 9,127,000 | 9,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,189,000 | 76,504,000 | 79,095,000 | 78,327,000 |
| Interest-bearing deposits | 62,477,000 | 60,636,000 | 61,886,000 | 59,371,000 |
| Noninterest-bearing deposits | 15,712,000 | 15,868,000 | 17,209,000 | 18,956,000 |
| Equity capital | 12,234,000 | 12,104,000 | 11,938,000 | 12,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,661,000 | 2,497,000 | 3,293,000 |
| Interest expense | 99,000 | 195,000 | 293,000 | 383,000 |
| Net interest income | 753,000 | 1,466,000 | 2,204,000 | 2,910,000 |
| Noninterest income | 361,000 | 516,000 | 660,000 | 926,000 |
| Noninterest expense | 711,000 | 1,489,000 | 2,275,000 | 3,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 403,000 | 493,000 | 589,000 | 790,000 |
| Income tax | 30,000 | 51,000 | 75,000 | 65,000 |
| Net income | 373,000 | 442,000 | 514,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,574,000 | 11,542,000 | 11,394,000 | 11,647,000 |
| Total capital | 12,364,000 | 12,313,000 | 12,088,000 | 12,349,000 |
| Risk-weighted assets | 63,005,000 | 60,696,000 | 55,156,000 | 56,485,000 |