Call reports 2012
STATE BANK, THE — 2012
What STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 95,143,000 | 94,411,000 | 94,217,000 | 96,431,000 |
| Total loans | 50,494,000 | 52,824,000 | 51,195,000 | 50,902,000 |
| Allowance for loan losses | 923,000 | 939,000 | 1,029,000 | 1,012,000 |
| Securities available for sale | 8,322,000 | 8,495,000 | 8,465,000 | 7,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,290,000 | 77,045,000 | 76,643,000 | 78,705,000 |
| Interest-bearing deposits | 60,247,000 | 61,364,000 | 59,966,000 | 61,512,000 |
| Noninterest-bearing deposits | 17,043,000 | 15,681,000 | 16,677,000 | 17,193,000 |
| Equity capital | 12,205,000 | 11,814,000 | 11,954,000 | 12,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,861,000 | 2,777,000 | 3,691,000 |
| Interest expense | 135,000 | 260,000 | 371,000 | 483,000 |
| Net interest income | 805,000 | 1,601,000 | 2,406,000 | 3,208,000 |
| Noninterest income | 150,000 | 296,000 | 430,000 | 877,000 |
| Noninterest expense | 717,000 | 2,248,000 | 2,990,000 | 3,889,000 |
| Provision for loan losses | 50,000 | 199,000 | 232,000 | 232,000 |
| Pretax income | 188,000 | -550,000 | -386,000 | -36,000 |
| Income tax | 31,000 | -247,000 | -247,000 | -106,000 |
| Net income | 157,000 | -303,000 | -139,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,715,000 | 11,017,000 | 11,145,000 | 11,433,000 |
| Total capital | 12,536,000 | 11,856,000 | 11,959,000 | 12,247,000 |
| Risk-weighted assets | 64,835,000 | 66,288,000 | 64,927,000 | 64,897,000 |