Call reports 2011
STATE BANK, THE — 2011
What STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,062,000 | 92,620,000 | 93,310,000 | 94,180,000 |
| Total loans | 56,525,000 | 56,229,000 | 54,615,000 | 53,582,000 |
| Allowance for loan losses | 1,423,000 | 1,403,000 | 891,000 | 872,000 |
| Securities available for sale | 7,612,000 | 7,613,000 | 7,648,000 | 7,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,463,000 | 76,544,000 | 75,846,000 | 76,324,000 |
| Interest-bearing deposits | 62,129,000 | 59,957,000 | 57,377,000 | 58,075,000 |
| Noninterest-bearing deposits | 15,334,000 | 16,587,000 | 18,469,000 | 18,249,000 |
| Equity capital | 12,098,000 | 12,307,000 | 12,322,000 | 12,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,965,000 | 2,992,000 | 3,965,000 |
| Interest expense | 181,000 | 358,000 | 521,000 | 679,000 |
| Net interest income | 806,000 | 1,607,000 | 2,471,000 | 3,286,000 |
| Noninterest income | 154,000 | 328,000 | 478,000 | 835,000 |
| Noninterest expense | 806,000 | 1,612,000 | 2,315,000 | 3,356,000 |
| Provision for loan losses | 50,000 | 99,000 | 364,000 | 733,000 |
| Pretax income | 104,000 | 224,000 | 270,000 | 32,000 |
| Income tax | 10,000 | 25,000 | 10,000 | -113,000 |
| Net income | 94,000 | 199,000 | 260,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,639,000 | 11,797,000 | 11,765,000 | 11,621,000 |
| Total capital | 12,516,000 | 12,662,000 | 12,626,000 | 12,466,000 |
| Risk-weighted assets | 68,823,000 | 67,935,000 | 68,085,000 | 66,803,000 |