Call reports 2010
STATE BANK, THE — 2010
What STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 91,293,000 | 88,864,000 | 91,870,000 | 93,320,000 |
| Total loans | 61,802,000 | 63,660,000 | 62,202,000 | 58,846,000 |
| Allowance for loan losses | 1,243,000 | 1,281,000 | 1,373,000 | 1,379,000 |
| Securities available for sale | 9,361,000 | 9,131,000 | 8,951,000 | 7,481,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,326,000 | 73,117,000 | 76,095,000 | 77,434,000 |
| Interest-bearing deposits | 63,568,000 | 62,703,000 | 62,248,000 | 64,481,000 |
| Noninterest-bearing deposits | 11,758,000 | 10,414,000 | 13,847,000 | 12,953,000 |
| Equity capital | 11,901,000 | 11,967,000 | 12,088,000 | 12,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,266,000 | 3,366,000 | 4,484,000 |
| Interest expense | 259,000 | 496,000 | 714,000 | 932,000 |
| Net interest income | 874,000 | 1,770,000 | 2,652,000 | 3,552,000 |
| Noninterest income | 168,000 | 292,000 | 457,000 | 726,000 |
| Noninterest expense | 785,000 | 1,598,000 | 2,404,000 | 3,344,000 |
| Provision for loan losses | 134,000 | 210,000 | 384,000 | 434,000 |
| Pretax income | 123,000 | 254,000 | 321,000 | 500,000 |
| Income tax | 8,000 | 16,000 | 16,000 | 16,000 |
| Net income | 115,000 | 238,000 | 305,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,416,000 | 11,458,000 | 11,552,000 | 11,578,000 |
| Total capital | 12,331,000 | 12,370,000 | 12,468,000 | 12,474,000 |
| Risk-weighted assets | 72,672,000 | 72,602,000 | 72,794,000 | 71,131,000 |