Call reports 2006
STATE BANK, THE — 2006
What STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 65,457,000 | 67,312,000 | 86,714,000 | 91,359,000 |
| Total loans | 42,220,000 | 41,685,000 | 54,188,000 | 58,255,000 |
| Allowance for loan losses | 429,000 | 402,000 | 551,000 | 586,000 |
| Securities available for sale | 9,563,000 | 8,627,000 | 13,428,000 | 13,088,000 |
| Securities held to maturity | 200,000 | 201,000 | 403,000 | 202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,020,000 | 56,519,000 | 71,930,000 | 76,309,000 |
| Interest-bearing deposits | 47,676,000 | 48,821,000 | 61,967,000 | 64,971,000 |
| Noninterest-bearing deposits | 7,344,000 | 7,698,000 | 9,963,000 | 11,338,000 |
| Equity capital | 6,886,000 | 6,979,000 | 10,316,000 | 10,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,082,000 | 3,499,000 | 4,983,000 |
| Interest expense | 339,000 | 721,000 | 1,263,000 | 1,836,000 |
| Net interest income | 708,000 | 1,361,000 | 2,236,000 | 3,147,000 |
| Noninterest income | 125,000 | 271,000 | 427,000 | 723,000 |
| Noninterest expense | 523,000 | 1,046,000 | 1,754,000 | 2,714,000 |
| Provision for loan losses | 27,000 | 70,000 | 118,000 | 148,000 |
| Pretax income | 283,000 | 497,000 | 772,000 | 989,000 |
| Income tax | 80,000 | 146,000 | 234,000 | 226,000 |
| Net income | 203,000 | 351,000 | 538,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,807,000 | 6,953,000 | 10,177,000 | 10,402,000 |
| Total capital | 7,236,000 | 7,355,000 | 10,730,000 | 10,988,000 |
| Risk-weighted assets | 49,523,000 | 50,401,000 | 67,495,000 | 71,730,000 |