Call reports 2002
STATE BANK, THE — 2002
What STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,780,000 | 52,307,000 | 54,427,000 | 54,873,000 |
| Total loans | 27,840,000 | 28,609,000 | 27,963,000 | 29,104,000 |
| Allowance for loan losses | 182,000 | 219,000 | 228,000 | 223,000 |
| Securities available for sale | 13,728,000 | 15,402,000 | 15,730,000 | 14,911,000 |
| Securities held to maturity | 401,000 | 401,000 | 401,000 | 401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,851,000 | 41,367,000 | 43,170,000 | 43,668,000 |
| Interest-bearing deposits | 37,248,000 | 36,806,000 | 38,480,000 | 38,783,000 |
| Noninterest-bearing deposits | 4,603,000 | 4,561,000 | 4,690,000 | 4,884,000 |
| Equity capital | 5,304,000 | 5,330,000 | 5,587,000 | 5,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,561,000 | 2,329,000 | 3,113,000 |
| Interest expense | 304,000 | 596,000 | 889,000 | 1,172,000 |
| Net interest income | 466,000 | 965,000 | 1,440,000 | 1,941,000 |
| Noninterest income | 90,000 | 185,000 | 294,000 | 441,000 |
| Noninterest expense | 434,000 | 908,000 | 1,340,000 | 1,895,000 |
| Provision for loan losses | 20,000 | 65,000 | 109,000 | 105,000 |
| Pretax income | 113,000 | 188,000 | 296,000 | 393,000 |
| Income tax | 17,000 | 30,000 | 42,000 | 49,000 |
| Net income | 96,000 | 158,000 | 254,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,194,000 | 5,198,000 | 5,294,000 | 5,219,000 |
| Total capital | 5,376,000 | 5,417,000 | 5,522,000 | 5,442,000 |
| Risk-weighted assets | 32,810,000 | 33,354,000 | 33,562,000 | 34,494,000 |