Call reports 2001
STATE BANK, THE — 2001
What STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,342,000 | 45,243,000 | 46,864,000 | 49,157,000 |
| Total loans | 26,270,000 | 26,807,000 | 28,736,000 | 29,587,000 |
| Allowance for loan losses | 177,000 | 226,000 | 238,000 | 167,000 |
| Securities available for sale | 11,616,000 | 10,888,000 | 10,485,000 | 11,291,000 |
| Securities held to maturity | 501,000 | 501,000 | 501,000 | 401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,186,000 | 35,618,000 | 36,982,000 | 39,166,000 |
| Interest-bearing deposits | 32,305,000 | 31,811,000 | 32,118,000 | 34,346,000 |
| Noninterest-bearing deposits | 3,881,000 | 3,808,000 | 4,864,000 | 4,820,000 |
| Equity capital | 5,167,000 | 5,200,000 | 5,319,000 | 5,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,644,000 | 2,428,000 | 3,192,000 |
| Interest expense | 408,000 | 785,000 | 1,152,000 | 1,487,000 |
| Net interest income | 444,000 | 859,000 | 1,276,000 | 1,705,000 |
| Noninterest income | 81,000 | 397,000 | 498,000 | 628,000 |
| Noninterest expense | 398,000 | 969,000 | 1,416,000 | 1,955,000 |
| Provision for loan losses | 18,000 | 126,000 | 146,000 | 168,000 |
| Pretax income | 109,000 | 161,000 | 212,000 | 210,000 |
| Income tax | 18,000 | 22,000 | 26,000 | 12,000 |
| Net income | 91,000 | 139,000 | 186,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,095,000 | 5,144,000 | 5,190,000 | 5,095,000 |
| Total capital | 5,272,000 | 5,370,000 | 5,428,000 | 5,262,000 |
| Risk-weighted assets | 30,273,000 | 30,827,000 | 32,781,000 | 33,544,000 |