Call reports 2025
PEOPLES STATE BANK OF HALLETTSVILLE — 2025
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 371,488,000 | 370,411,000 | 385,546,000 | 396,191,000 |
| Total loans | 146,487,000 | 147,129,000 | 149,524,000 | 150,530,000 |
| Allowance for loan losses | 1,224,000 | 1,219,000 | 1,221,000 | 1,222,000 |
| Securities available for sale | 139,543,000 | 136,098,000 | 136,453,000 | 136,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,811,000 | 338,850,000 | 351,335,000 | 361,861,000 |
| Interest-bearing deposits | 285,890,000 | 283,603,000 | 289,445,000 | 297,073,000 |
| Noninterest-bearing deposits | 54,921,000 | 55,247,000 | 61,890,000 | 64,788,000 |
| Equity capital | 29,059,000 | 29,742,000 | 32,322,000 | 32,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,995,000 | 7,854,000 | 11,840,000 | 15,889,000 |
| Interest expense | 2,131,000 | 4,177,000 | 6,243,000 | 8,289,000 |
| Net interest income | 1,864,000 | 3,677,000 | 5,597,000 | 7,600,000 |
| Noninterest income | 61,000 | 132,000 | 201,000 | 269,000 |
| Noninterest expense | 1,100,000 | 2,235,000 | 3,376,000 | 4,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 825,000 | 1,574,000 | 2,422,000 | 3,037,000 |
| Income tax | 95,000 | 182,000 | 326,000 | 381,000 |
| Net income | 730,000 | 1,392,000 | 2,096,000 | 2,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,635,000 | 39,297,000 | 40,001,000 | 39,121,000 |