Call reports 2020
PEOPLES STATE BANK OF HALLETTSVILLE — 2020
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 274,244,000 | 303,998,000 | 308,127,000 | 306,595,000 |
| Total loans | 92,319,000 | 109,063,000 | 112,957,000 | 110,466,000 |
| Allowance for loan losses | 844,000 | 842,000 | 842,000 | 841,000 |
| Securities available for sale | 101,294,000 | 100,377,000 | 105,178,000 | 106,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,349,000 | 250,108,000 | 253,284,000 | 257,091,000 |
| Interest-bearing deposits | 196,956,000 | 204,889,000 | 207,591,000 | 212,858,000 |
| Noninterest-bearing deposits | 39,393,000 | 45,219,000 | 45,693,000 | 44,233,000 |
| Equity capital | 33,771,000 | 36,558,000 | 37,534,000 | 36,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,175,000 | 6,238,000 | 8,493,000 |
| Interest expense | 620,000 | 1,118,000 | 1,524,000 | 1,883,000 |
| Net interest income | 1,475,000 | 3,057,000 | 4,714,000 | 6,610,000 |
| Noninterest income | 58,000 | 108,000 | 163,000 | 219,000 |
| Noninterest expense | 850,000 | 1,784,000 | 2,681,000 | 3,943,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 683,000 | 1,381,000 | 2,196,000 | 2,886,000 |
| Income tax | 77,000 | 140,000 | 236,000 | 308,000 |
| Net income | 606,000 | 1,241,000 | 1,960,000 | 2,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,724,000 | 33,359,000 | 34,078,000 | 33,096,000 |