Call reports 2019
PEOPLES STATE BANK OF HALLETTSVILLE — 2019
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 276,300,000 | 275,666,000 | 276,777,000 | 281,496,000 |
| Total loans | 79,669,000 | 82,562,000 | 85,941,000 | 87,615,000 |
| Allowance for loan losses | 852,000 | 847,000 | 847,000 | 845,000 |
| Securities available for sale | 114,436,000 | 115,005,000 | 106,969,000 | 106,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,354,000 | 238,882,000 | 238,583,000 | 245,670,000 |
| Interest-bearing deposits | 199,908,000 | 199,770,000 | 198,253,000 | 201,060,000 |
| Noninterest-bearing deposits | 41,446,000 | 39,112,000 | 40,330,000 | 44,610,000 |
| Equity capital | 31,919,000 | 33,449,000 | 34,650,000 | 33,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,225,000 | 6,388,000 | 8,560,000 |
| Interest expense | 618,000 | 1,288,000 | 1,980,000 | 2,752,000 |
| Net interest income | 1,456,000 | 2,937,000 | 4,408,000 | 5,808,000 |
| Noninterest income | 58,000 | 118,000 | 173,000 | 232,000 |
| Noninterest expense | 844,000 | 1,718,000 | 2,526,000 | 3,441,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 670,000 | 1,337,000 | 2,055,000 | 2,599,000 |
| Income tax | 50,000 | 97,000 | 160,000 | 189,000 |
| Net income | 620,000 | 1,240,000 | 1,895,000 | 2,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,528,000 | 32,148,000 | 32,803,000 | 32,118,000 |
| Total capital | 32,380,000 | 32,995,000 | 33,650,000 | 32,963,000 |
| Risk-weighted assets | 88,230,000 | 86,788,000 | 85,917,000 | 83,174,000 |