Call reports 2017
PEOPLES STATE BANK OF HALLETTSVILLE — 2017
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 267,055,000 | 270,865,000 | 272,057,000 | 275,942,000 |
| Total loans | 62,931,000 | 64,968,000 | 66,448,000 | 67,840,000 |
| Allowance for loan losses | 825,000 | 855,000 | 854,000 | 852,000 |
| Securities available for sale | 126,067,000 | 129,772,000 | 125,316,000 | 127,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,949,000 | 236,300,000 | 236,936,000 | 242,526,000 |
| Interest-bearing deposits | 196,406,000 | 196,352,000 | 198,696,000 | 202,187,000 |
| Noninterest-bearing deposits | 37,543,000 | 39,948,000 | 38,240,000 | 40,339,000 |
| Equity capital | 29,638,000 | 30,768,000 | 31,241,000 | 30,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,290,000 | 5,015,000 | 6,765,000 |
| Interest expense | 303,000 | 620,000 | 965,000 | 1,338,000 |
| Net interest income | 1,307,000 | 2,670,000 | 4,050,000 | 5,427,000 |
| Noninterest income | 54,000 | 110,000 | 170,000 | 228,000 |
| Noninterest expense | 837,000 | 1,682,000 | 2,475,000 | 3,481,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 495,000 | 1,039,000 | 1,686,000 | 2,115,000 |
| Income tax | 22,000 | 51,000 | 109,000 | 206,000 |
| Net income | 473,000 | 988,000 | 1,577,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,229,000 | 29,745,000 | 30,334,000 | 29,706,000 |
| Total capital | 30,054,000 | 30,600,000 | 31,188,000 | 30,558,000 |
| Risk-weighted assets | 80,534,000 | 85,213,000 | 84,635,000 | 84,864,000 |