Call reports 2016
PEOPLES STATE BANK OF HALLETTSVILLE — 2016
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 284,980,000 | 279,600,000 | 275,094,000 | 273,541,000 |
| Total loans | 64,925,000 | 61,252,000 | 60,424,000 | 62,058,000 |
| Allowance for loan losses | 602,000 | 602,000 | 602,000 | 802,000 |
| Securities available for sale | 131,075,000 | 128,472,000 | 124,653,000 | 128,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,240,000 | 243,253,000 | 238,788,000 | 241,289,000 |
| Interest-bearing deposits | 212,183,000 | 203,616,000 | 195,690,000 | 197,419,000 |
| Noninterest-bearing deposits | 38,057,000 | 39,637,000 | 43,098,000 | 43,870,000 |
| Equity capital | 30,206,000 | 31,390,000 | 31,438,000 | 28,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,268,000 | 4,853,000 | 6,467,000 |
| Interest expense | 319,000 | 631,000 | 935,000 | 1,240,000 |
| Net interest income | 1,342,000 | 2,637,000 | 3,918,000 | 5,227,000 |
| Noninterest income | 60,000 | 121,000 | 170,000 | 223,000 |
| Noninterest expense | 869,000 | 1,697,000 | 2,550,000 | 3,368,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 533,000 | 1,061,000 | 1,538,000 | 1,889,000 |
| Income tax | 39,000 | 82,000 | 112,000 | 33,000 |
| Net income | 494,000 | 979,000 | 1,426,000 | 1,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,355,000 | 28,839,000 | 29,286,000 | 28,756,000 |
| Total capital | 28,957,000 | 29,441,000 | 29,888,000 | 29,558,000 |
| Risk-weighted assets | 82,536,000 | 78,052,000 | 76,208,000 | 80,034,000 |