Call reports 2015
PEOPLES STATE BANK OF HALLETTSVILLE — 2015
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 289,880,000 | 276,951,000 | 276,188,000 | 277,793,000 |
| Total loans | 59,319,000 | 63,161,000 | 66,896,000 | 64,744,000 |
| Allowance for loan losses | 625,000 | 625,000 | 624,000 | 600,000 |
| Securities available for sale | 137,072,000 | 133,087,000 | 128,851,000 | 131,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,825,000 | 244,193,000 | 241,906,000 | 244,112,000 |
| Interest-bearing deposits | 213,452,000 | 205,261,000 | 204,001,000 | 205,112,000 |
| Noninterest-bearing deposits | 42,373,000 | 38,932,000 | 37,905,000 | 39,000,000 |
| Equity capital | 29,102,000 | 28,456,000 | 29,614,000 | 29,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,614,000 | 3,241,000 | 4,881,000 | 6,536,000 |
| Interest expense | 385,000 | 760,000 | 1,114,000 | 1,447,000 |
| Net interest income | 1,229,000 | 2,481,000 | 3,767,000 | 5,089,000 |
| Noninterest income | 67,000 | 122,000 | 178,000 | 233,000 |
| Noninterest expense | 836,000 | 1,661,000 | 2,487,000 | 3,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 472,000 | 954,000 | 1,470,000 | 1,929,000 |
| Income tax | 14,000 | 30,000 | 53,000 | 42,000 |
| Net income | 458,000 | 924,000 | 1,417,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,232,000 | 27,698,000 | 28,191,000 | 27,861,000 |
| Total capital | 27,857,000 | 28,323,000 | 28,815,000 | 28,461,000 |
| Risk-weighted assets | 73,742,000 | 76,787,000 | 81,156,000 | 80,539,000 |