Call reports 2014
PEOPLES STATE BANK OF HALLETTSVILLE — 2014
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 252,053,000 | 253,053,000 | 278,547,000 | 287,866,000 |
| Total loans | 55,364,000 | 56,792,000 | 58,177,000 | 60,243,000 |
| Allowance for loan losses | 632,000 | 632,000 | 626,000 | 625,000 |
| Securities available for sale | 123,280,000 | 128,925,000 | 137,176,000 | 139,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,319,000 | 220,700,000 | 245,264,000 | 255,024,000 |
| Interest-bearing deposits | 189,503,000 | 189,266,000 | 210,297,000 | 216,173,000 |
| Noninterest-bearing deposits | 31,816,000 | 31,434,000 | 34,967,000 | 38,851,000 |
| Equity capital | 26,304,000 | 27,641,000 | 28,347,000 | 28,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 2,967,000 | 4,511,000 | 6,125,000 |
| Interest expense | 374,000 | 749,000 | 1,116,000 | 1,488,000 |
| Net interest income | 1,094,000 | 2,218,000 | 3,395,000 | 4,637,000 |
| Noninterest income | 49,000 | 107,000 | 163,000 | 216,000 |
| Noninterest expense | 754,000 | 1,472,000 | 2,197,000 | 3,164,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 389,000 | 853,000 | 1,361,000 | 1,689,000 |
| Income tax | 4,000 | 16,000 | 40,000 | 1,000 |
| Net income | 385,000 | 837,000 | 1,321,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,271,000 | 26,723,000 | 27,207,000 | 26,774,000 |
| Total capital | 26,903,000 | 27,355,000 | 27,833,000 | 27,399,000 |
| Risk-weighted assets | 64,682,000 | 67,373,000 | 71,606,000 | 76,111,000 |