Call reports 2013
PEOPLES STATE BANK OF HALLETTSVILLE — 2013
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 238,308,000 | 227,625,000 | 230,287,000 | 242,842,000 |
| Total loans | 52,505,000 | 49,750,000 | 52,744,000 | 56,456,000 |
| Allowance for loan losses | 629,000 | 630,000 | 631,000 | 631,000 |
| Securities available for sale | 114,325,000 | 110,958,000 | 118,205,000 | 120,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,837,000 | 197,630,000 | 199,658,000 | 213,152,000 |
| Interest-bearing deposits | 177,004,000 | 173,033,000 | 173,717,000 | 180,798,000 |
| Noninterest-bearing deposits | 27,833,000 | 24,597,000 | 25,941,000 | 32,354,000 |
| Equity capital | 27,869,000 | 25,440,000 | 26,028,000 | 25,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,451,000 | 2,814,000 | 4,217,000 | 5,679,000 |
| Interest expense | 392,000 | 777,000 | 1,154,000 | 1,527,000 |
| Net interest income | 1,059,000 | 2,037,000 | 3,063,000 | 4,152,000 |
| Noninterest income | 53,000 | 104,000 | 159,000 | 209,000 |
| Noninterest expense | 696,000 | 1,408,000 | 2,117,000 | 2,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 417,000 | 798,000 | 1,170,000 | 1,508,000 |
| Income tax | 38,000 | 81,000 | 61,000 | 85,000 |
| Net income | 379,000 | 717,000 | 1,109,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,562,000 | 25,900,000 | 26,292,000 | 25,886,000 |
| Total capital | 26,191,000 | 26,530,000 | 26,923,000 | 26,517,000 |
| Risk-weighted assets | 56,941,000 | 56,147,000 | 60,273,000 | 65,604,000 |