Call reports 2012
PEOPLES STATE BANK OF HALLETTSVILLE — 2012
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 221,147,000 | 222,682,000 | 222,888,000 | 241,560,000 |
| Total loans | 38,107,000 | 41,067,000 | 47,256,000 | 50,683,000 |
| Allowance for loan losses | 632,000 | 628,000 | 629,000 | 629,000 |
| Securities available for sale | 116,486,000 | 114,017,000 | 108,896,000 | 109,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,109,000 | 188,583,000 | 187,676,000 | 207,564,000 |
| Interest-bearing deposits | 162,420,000 | 156,681,000 | 156,703,000 | 173,617,000 |
| Noninterest-bearing deposits | 24,689,000 | 31,902,000 | 30,973,000 | 33,947,000 |
| Equity capital | 27,752,000 | 27,928,000 | 28,689,000 | 28,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 2,888,000 | 4,326,000 | 5,748,000 |
| Interest expense | 488,000 | 955,000 | 1,384,000 | 1,788,000 |
| Net interest income | 1,008,000 | 1,933,000 | 2,942,000 | 3,960,000 |
| Noninterest income | 51,000 | 98,000 | 148,000 | 304,000 |
| Noninterest expense | 680,000 | 1,368,000 | 2,045,000 | 2,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 448,000 | 732,000 | 1,234,000 | 1,615,000 |
| Income tax | 56,000 | 76,000 | 111,000 | 160,000 |
| Net income | 392,000 | 656,000 | 1,123,000 | 1,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,760,000 | 25,024,000 | 25,491,000 | 25,183,000 |
| Total capital | 25,322,000 | 25,615,000 | 26,120,000 | 25,812,000 |
| Risk-weighted assets | 44,919,000 | 47,304,000 | 50,906,000 | 53,227,000 |