Call reports 2011
PEOPLES STATE BANK OF HALLETTSVILLE — 2011
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 217,519,000 | 218,548,000 | 224,483,000 | 228,081,000 |
| Total loans | 38,229,000 | 35,655,000 | 37,811,000 | 37,631,000 |
| Allowance for loan losses | 632,000 | 632,000 | 632,000 | 632,000 |
| Securities available for sale | 116,772,000 | 115,976,000 | 114,309,000 | 119,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,144,000 | 185,570,000 | 189,731,000 | 194,173,000 |
| Interest-bearing deposits | 141,230,000 | 161,911,000 | 164,816,000 | 168,698,000 |
| Noninterest-bearing deposits | 44,914,000 | 23,659,000 | 24,915,000 | 25,475,000 |
| Equity capital | 25,516,000 | 26,689,000 | 27,830,000 | 27,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,217,000 | 4,771,000 | 6,301,000 |
| Interest expense | 570,000 | 1,127,000 | 1,646,000 | 2,153,000 |
| Net interest income | 1,058,000 | 2,090,000 | 3,125,000 | 4,148,000 |
| Noninterest income | 55,000 | 103,000 | 154,000 | 208,000 |
| Noninterest expense | 705,000 | 1,447,000 | 2,097,000 | 2,841,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 408,000 | 865,000 | 1,346,000 | 1,679,000 |
| Income tax | 48,000 | 121,000 | 279,000 | 206,000 |
| Net income | 360,000 | 744,000 | 1,067,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,895,000 | 24,279,000 | 24,602,000 | 24,368,000 |
| Total capital | 24,449,000 | 24,911,000 | 25,229,000 | 25,000,000 |
| Risk-weighted assets | 44,692,000 | 54,847,000 | 57,622,000 | 49,837,000 |