Call reports 2010
PEOPLES STATE BANK OF HALLETTSVILLE — 2010
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 185,755,000 | 195,873,000 | 206,943,000 | 215,020,000 |
| Total loans | 35,718,000 | 34,547,000 | 35,898,000 | 35,731,000 |
| Allowance for loan losses | 739,000 | 628,000 | 629,000 | 629,000 |
| Securities available for sale | 104,039,000 | 105,228,000 | 109,759,000 | 115,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,262,000 | 163,614,000 | 173,758,000 | 184,431,000 |
| Interest-bearing deposits | 138,094,000 | 145,050,000 | 155,570,000 | 165,867,000 |
| Noninterest-bearing deposits | 16,168,000 | 18,564,000 | 18,188,000 | 18,564,000 |
| Equity capital | 25,426,000 | 25,969,000 | 26,479,000 | 24,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,206,000 | 4,813,000 | 6,454,000 |
| Interest expense | 647,000 | 1,287,000 | 1,926,000 | 2,520,000 |
| Net interest income | 970,000 | 1,919,000 | 2,887,000 | 3,934,000 |
| Noninterest income | 96,000 | 176,000 | 228,000 | 279,000 |
| Noninterest expense | 604,000 | 1,215,000 | 1,850,000 | 2,726,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 462,000 | 880,000 | 1,265,000 | 1,487,000 |
| Income tax | 91,000 | 166,000 | 230,000 | 242,000 |
| Net income | 371,000 | 714,000 | 1,035,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,301,000 | 23,644,000 | 23,965,000 | 23,535,000 |
| Total capital | 23,891,000 | 24,210,000 | 24,506,000 | 24,072,000 |
| Risk-weighted assets | 47,071,000 | 45,185,000 | 43,301,000 | 42,879,000 |