Call reports 2009
PEOPLES STATE BANK OF HALLETTSVILLE — 2009
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 183,996,000 | 178,711,000 | 177,851,000 | 183,614,000 |
| Total loans | 37,157,000 | 38,043,000 | 34,567,000 | 36,178,000 |
| Allowance for loan losses | 746,000 | 747,000 | 738,000 | 737,000 |
| Securities available for sale | 96,859,000 | 98,539,000 | 101,891,000 | 103,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,376,000 | 147,984,000 | 145,602,000 | 152,551,000 |
| Interest-bearing deposits | 134,964,000 | 131,634,000 | 129,613,000 | 135,435,000 |
| Noninterest-bearing deposits | 18,412,000 | 16,350,000 | 15,989,000 | 17,116,000 |
| Equity capital | 24,453,000 | 24,555,000 | 25,674,000 | 25,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,739,000 | 5,471,000 | 7,147,000 |
| Interest expense | 870,000 | 1,684,000 | 2,414,000 | 3,100,000 |
| Net interest income | 1,044,000 | 2,055,000 | 3,057,000 | 4,047,000 |
| Noninterest income | 88,000 | 178,000 | 261,000 | 349,000 |
| Noninterest expense | 615,000 | 1,258,000 | 1,852,000 | 2,845,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 517,000 | 975,000 | 1,466,000 | 1,551,000 |
| Income tax | 118,000 | 219,000 | 328,000 | 276,000 |
| Net income | 399,000 | 756,000 | 1,138,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,534,000 | 22,891,000 | 23,273,000 | 22,930,000 |
| Total capital | 23,239,000 | 23,596,000 | 23,931,000 | 23,622,000 |
| Risk-weighted assets | 56,378,000 | 56,391,000 | 52,566,000 | 55,293,000 |