Call reports 2008
PEOPLES STATE BANK OF HALLETTSVILLE — 2008
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 170,018,000 | 170,627,000 | 170,742,000 | 185,414,000 |
| Total loans | 39,775,000 | 37,180,000 | 37,374,000 | 40,339,000 |
| Allowance for loan losses | 650,000 | 689,000 | 695,000 | 747,000 |
| Securities available for sale | 85,551,000 | 88,360,000 | 87,595,000 | 96,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,820,000 | 144,109,000 | 142,774,000 | 155,664,000 |
| Interest-bearing deposits | 121,535,000 | 122,388,000 | 123,407,000 | 132,421,000 |
| Noninterest-bearing deposits | 20,285,000 | 21,721,000 | 19,367,000 | 23,243,000 |
| Equity capital | 22,728,000 | 21,712,000 | 22,731,000 | 23,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,921,000 | 3,790,000 | 5,636,000 | 7,518,000 |
| Interest expense | 1,060,000 | 2,046,000 | 2,985,000 | 3,892,000 |
| Net interest income | 861,000 | 1,744,000 | 2,651,000 | 3,626,000 |
| Noninterest income | 89,000 | 178,000 | 266,000 | 355,000 |
| Noninterest expense | 510,000 | 1,035,000 | 1,553,000 | 2,395,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 440,000 | 887,000 | 1,364,000 | 1,586,000 |
| Income tax | 97,000 | 198,000 | 308,000 | 310,000 |
| Net income | 343,000 | 689,000 | 1,056,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,362,000 | 21,708,000 | 22,075,000 | 22,135,000 |
| Total capital | 22,012,000 | 22,397,000 | 22,770,000 | 22,882,000 |
| Risk-weighted assets | 60,977,000 | 64,208,000 | 58,439,000 | 59,939,000 |