Call reports 2007
PEOPLES STATE BANK OF HALLETTSVILLE — 2007
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 156,220,000 | 150,811,000 | 151,869,000 | 162,189,000 |
| Total loans | 35,472,000 | 36,136,000 | 37,873,000 | 40,834,000 |
| Allowance for loan losses | 604,000 | 629,000 | 634,000 | 646,000 |
| Securities available for sale | 83,522,000 | 82,558,000 | 79,336,000 | 85,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,937,000 | 126,273,000 | 126,071,000 | 136,183,000 |
| Interest-bearing deposits | 113,426,000 | 108,430,000 | 108,881,000 | 115,317,000 |
| Noninterest-bearing deposits | 18,511,000 | 17,843,000 | 17,190,000 | 20,866,000 |
| Equity capital | 19,919,000 | 19,797,000 | 20,800,000 | 21,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,603,000 | 5,412,000 | 7,299,000 |
| Interest expense | 982,000 | 1,966,000 | 2,987,000 | 4,076,000 |
| Net interest income | 825,000 | 1,637,000 | 2,425,000 | 3,223,000 |
| Noninterest income | 106,000 | 196,000 | 290,000 | 405,000 |
| Noninterest expense | 514,000 | 1,013,000 | 1,532,000 | 2,228,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 417,000 | 820,000 | 1,183,000 | 1,400,000 |
| Income tax | 92,000 | 179,000 | 256,000 | 260,000 |
| Net income | 325,000 | 641,000 | 927,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,364,000 | 20,680,000 | 20,966,000 | 21,019,000 |
| Total capital | 20,968,000 | 21,309,000 | 21,600,000 | 21,665,000 |
| Risk-weighted assets | 56,997,000 | 56,740,000 | 57,706,000 | 62,101,000 |