Call reports 2006
PEOPLES STATE BANK OF HALLETTSVILLE — 2006
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 145,894,000 | 146,934,000 | 148,875,000 | 156,392,000 |
| Total loans | 33,040,000 | 32,293,000 | 31,680,000 | 33,677,000 |
| Allowance for loan losses | 598,000 | 609,000 | 614,000 | 598,000 |
| Securities available for sale | 75,794,000 | 77,404,000 | 80,881,000 | 84,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,527,000 | 124,300,000 | 125,189,000 | 132,673,000 |
| Interest-bearing deposits | 105,938,000 | 107,018,000 | 107,343,000 | 111,216,000 |
| Noninterest-bearing deposits | 17,588,000 | 17,282,000 | 17,846,000 | 21,457,000 |
| Equity capital | 18,311,000 | 18,289,000 | 19,098,000 | 19,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,536,000 | 3,126,000 | 4,805,000 | 6,585,000 |
| Interest expense | 715,000 | 1,513,000 | 2,373,000 | 3,313,000 |
| Net interest income | 821,000 | 1,613,000 | 2,432,000 | 3,272,000 |
| Noninterest income | 83,000 | 170,000 | 264,000 | 374,000 |
| Noninterest expense | 500,000 | 995,000 | 1,481,000 | 2,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 404,000 | 788,000 | 1,215,000 | 1,406,000 |
| Income tax | 92,000 | 173,000 | 261,000 | 283,000 |
| Net income | 312,000 | 615,000 | 954,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,349,000 | 19,652,000 | 19,991,000 | 20,039,000 |
| Total capital | 19,947,000 | 20,261,000 | 20,605,000 | 20,637,000 |
| Risk-weighted assets | 54,266,000 | 53,703,000 | 53,754,000 | 55,815,000 |