Call reports 2005
PEOPLES STATE BANK OF HALLETTSVILLE — 2005
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 140,865,000 | 139,189,000 | 136,181,000 | 146,520,000 |
| Total loans | 28,301,000 | 27,394,000 | 29,393,000 | 33,003,000 |
| Allowance for loan losses | 561,000 | 573,000 | 579,000 | 590,000 |
| Securities available for sale | 85,776,000 | 78,625,000 | 70,264,000 | 74,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,509,000 | 117,635,000 | 114,325,000 | 124,731,000 |
| Interest-bearing deposits | 105,361,000 | 100,797,000 | 96,190,000 | 105,304,000 |
| Noninterest-bearing deposits | 16,148,000 | 16,838,000 | 18,135,000 | 19,427,000 |
| Equity capital | 17,937,000 | 18,375,000 | 18,528,000 | 18,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,632,000 | 3,937,000 | 5,354,000 |
| Interest expense | 468,000 | 1,008,000 | 1,557,000 | 2,211,000 |
| Net interest income | 829,000 | 1,624,000 | 2,380,000 | 3,143,000 |
| Noninterest income | 134,000 | 222,000 | 311,000 | 399,000 |
| Noninterest expense | 502,000 | 983,000 | 1,469,000 | 2,213,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 461,000 | 878,000 | 1,237,000 | 1,344,000 |
| Income tax | 118,000 | 219,000 | 301,000 | 288,000 |
| Net income | 343,000 | 659,000 | 936,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,444,000 | 18,759,000 | 19,036,000 | 19,036,000 |
| Total capital | 19,005,000 | 19,332,000 | 19,615,000 | 19,626,000 |
| Risk-weighted assets | 50,650,000 | 49,096,000 | 49,416,000 | 54,434,000 |