Call reports 2004
PEOPLES STATE BANK OF HALLETTSVILLE — 2004
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 139,091,000 | 133,517,000 | 131,914,000 | 139,587,000 |
| Total loans | 27,198,000 | 25,315,000 | 26,512,000 | 28,306,000 |
| Allowance for loan losses | 674,000 | 675,000 | 677,000 | 543,000 |
| Securities available for sale | 88,850,000 | 84,460,000 | 81,231,000 | 80,507,000 |
| Securities held to maturity | 120,000 | 120,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,006,000 | 115,008,000 | 112,281,000 | 120,798,000 |
| Interest-bearing deposits | 104,314,000 | 99,355,000 | 96,278,000 | 103,304,000 |
| Noninterest-bearing deposits | 14,692,000 | 15,654,000 | 16,003,000 | 17,494,000 |
| Equity capital | 18,850,000 | 17,572,000 | 18,626,000 | 18,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,486,000 | 3,681,000 | 4,925,000 |
| Interest expense | 394,000 | 773,000 | 1,149,000 | 1,553,000 |
| Net interest income | 881,000 | 1,713,000 | 2,532,000 | 3,372,000 |
| Noninterest income | 99,000 | 189,000 | 304,000 | 398,000 |
| Noninterest expense | 495,000 | 977,000 | 1,443,000 | 2,280,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 485,000 | 925,000 | 1,393,000 | 1,490,000 |
| Income tax | 126,000 | 236,000 | 351,000 | 344,000 |
| Net income | 359,000 | 689,000 | 1,042,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,433,000 | 17,763,000 | 18,117,000 | 18,100,000 |
| Total capital | 18,032,000 | 18,341,000 | 18,696,000 | 18,643,000 |
| Risk-weighted assets | 47,880,000 | 46,134,000 | 46,216,000 | 49,465,000 |