Call reports 2003
PEOPLES STATE BANK OF HALLETTSVILLE — 2003
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 131,200,000 | 129,967,000 | 128,891,000 | 135,091,000 |
| Total loans | 30,829,000 | 28,525,000 | 28,421,000 | 28,280,000 |
| Allowance for loan losses | 826,000 | 823,000 | 680,000 | 668,000 |
| Securities available for sale | 77,258,000 | 79,122,000 | 79,910,000 | 83,577,000 |
| Securities held to maturity | 279,000 | 279,000 | 180,000 | 180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,781,000 | 109,814,000 | 109,729,000 | 116,241,000 |
| Interest-bearing deposits | 96,040,000 | 93,587,000 | 92,697,000 | 99,145,000 |
| Noninterest-bearing deposits | 15,741,000 | 16,227,000 | 17,032,000 | 17,095,000 |
| Equity capital | 18,126,000 | 18,684,000 | 18,078,000 | 18,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,626,000 | 3,844,000 | 5,076,000 |
| Interest expense | 536,000 | 1,073,000 | 1,495,000 | 1,893,000 |
| Net interest income | 798,000 | 1,553,000 | 2,349,000 | 3,183,000 |
| Noninterest income | 164,000 | 255,000 | 354,000 | 448,000 |
| Noninterest expense | 539,000 | 1,043,000 | 1,509,000 | 2,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 423,000 | 765,000 | 1,194,000 | 1,415,000 |
| Income tax | 108,000 | 186,000 | 295,000 | 326,000 |
| Net income | 315,000 | 579,000 | 899,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,421,000 | 16,685,000 | 17,005,000 | 17,074,000 |
| Total capital | 17,031,000 | 17,267,000 | 17,591,000 | 17,679,000 |
| Risk-weighted assets | 48,569,000 | 46,283,000 | 46,845,000 | 48,346,000 |