Call reports 2002
PEOPLES STATE BANK OF HALLETTSVILLE — 2002
What PEOPLES STATE BANK OF HALLETTSVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 120,874,000 | 120,552,000 | 117,253,000 | 124,204,000 |
| Total loans | 32,246,000 | 30,454,000 | 31,650,000 | 32,569,000 |
| Allowance for loan losses | 819,000 | 708,000 | 733,000 | 833,000 |
| Securities available for sale | 67,275,000 | 66,056,000 | 66,621,000 | 72,130,000 |
| Securities held to maturity | 676,000 | 676,000 | 491,000 | 279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,147,000 | 102,560,000 | 98,056,000 | 105,380,000 |
| Interest-bearing deposits | 90,616,000 | 88,174,000 | 83,423,000 | 88,848,000 |
| Noninterest-bearing deposits | 13,531,000 | 14,386,000 | 14,633,000 | 16,532,000 |
| Equity capital | 15,915,000 | 16,800,000 | 17,649,000 | 17,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,023,000 | 4,472,000 | 5,838,000 |
| Interest expense | 738,000 | 1,403,000 | 2,007,000 | 2,547,000 |
| Net interest income | 780,000 | 1,620,000 | 2,465,000 | 3,291,000 |
| Noninterest income | 83,000 | 157,000 | 240,000 | 442,000 |
| Noninterest expense | 497,000 | 982,000 | 1,461,000 | 2,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 366,000 | 795,000 | 1,334,000 | 1,508,000 |
| Income tax | 89,000 | 198,000 | 340,000 | 362,000 |
| Net income | 277,000 | 597,000 | 994,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,356,000 | 15,676,000 | 16,073,000 | 16,106,000 |
| Total capital | 15,961,000 | 16,264,000 | 16,658,000 | 16,750,000 |
| Risk-weighted assets | 48,152,000 | 46,891,000 | 46,677,000 | 51,300,000 |