Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 440,640,000 | 447,667,000 |
| Total loans | 359,779,000 | 362,808,000 |
| Allowance for loan losses | 16,681,000 | 21,414,000 |
| Securities available for sale | 52,925,000 | 51,354,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 381,853,000 | 394,701,000 |
| Interest-bearing deposits | 353,408,000 | 370,565,000 |
| Noninterest-bearing deposits | 28,445,000 | 24,136,000 |
| Equity capital | 11,544,000 | 5,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 5,822,000 | 11,496,000 |
| Interest expense | 3,842,000 | 7,447,000 |
| Net interest income | 1,980,000 | 4,049,000 |
| Noninterest income | 296,000 | 426,000 |
| Noninterest expense | 3,432,000 | 7,278,000 |
| Provision for loan losses | 15,541,000 | 20,130,000 |
| Pretax income | -16,303,000 | -22,539,000 |
| Income tax | 0 | -86,000 |
| Net income | -16,303,000 | -22,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 11,385,000 | 5,255,000 |
| Total capital | 16,344,000 | 10,272,000 |
| Risk-weighted assets | 385,016,000 | 384,935,000 |