Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 469,662,000 | 471,236,000 | 477,819,000 | 463,330,000 |
| Total loans | 394,061,000 | 382,238,000 | 385,737,000 | 387,019,000 |
| Allowance for loan losses | 10,043,000 | 12,091,000 | 14,667,000 | 20,679,000 |
| Securities available for sale | 63,412,000 | 72,068,000 | 74,904,000 | 67,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,666,000 | 370,805,000 | 353,837,000 | 368,098,000 |
| Interest-bearing deposits | 339,361,000 | 336,936,000 | 322,438,000 | 335,295,000 |
| Noninterest-bearing deposits | 38,305,000 | 33,869,000 | 31,398,000 | 32,804,000 |
| Equity capital | 47,685,000 | 44,066,000 | 41,175,000 | 27,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,021,000 | 15,421,000 | 22,732,000 | 29,391,000 |
| Interest expense | 4,475,000 | 8,608,000 | 12,746,000 | 16,893,000 |
| Net interest income | 3,546,000 | 6,813,000 | 9,986,000 | 12,498,000 |
| Noninterest income | 445,000 | 808,000 | 1,051,000 | 1,373,000 |
| Noninterest expense | 3,086,000 | 6,537,000 | 9,969,000 | 13,745,000 |
| Provision for loan losses | 2,934,000 | 6,634,000 | 10,786,000 | 22,441,000 |
| Pretax income | -1,829,000 | -5,359,000 | -10,219,000 | -22,787,000 |
| Income tax | -722,000 | -2,075,000 | -3,666,000 | -2,000,000 |
| Net income | -1,107,000 | -3,284,000 | -6,553,000 | -20,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,703,000 | 45,053,000 | 42,126,000 | 27,664,000 |
| Total capital | 52,867,000 | 50,168,000 | 47,262,000 | 32,959,000 |
| Risk-weighted assets | 408,221,000 | 402,111,000 | 412,982,000 | 408,500,000 |