Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 446,948,000 | 451,695,000 | 476,030,000 | 474,885,000 |
| Total loans | 382,867,000 | 403,291,000 | 407,870,000 | 403,144,000 |
| Allowance for loan losses | 4,559,000 | 4,608,000 | 4,764,000 | 7,633,000 |
| Securities available for sale | 25,282,000 | 33,966,000 | 50,695,000 | 52,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,687,000 | 382,750,000 | 388,169,000 | 395,555,000 |
| Interest-bearing deposits | 352,435,000 | 343,579,000 | 349,850,000 | 359,121,000 |
| Noninterest-bearing deposits | 39,252,000 | 39,171,000 | 38,319,000 | 36,434,000 |
| Equity capital | 49,322,000 | 49,272,000 | 50,074,000 | 49,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,717,000 | 17,251,000 | 26,295,000 | 35,052,000 |
| Interest expense | 4,087,000 | 8,276,000 | 12,801,000 | 17,551,000 |
| Net interest income | 4,630,000 | 8,975,000 | 13,494,000 | 17,501,000 |
| Noninterest income | 372,000 | 829,000 | 1,231,000 | 1,631,000 |
| Noninterest expense | 2,727,000 | 5,851,000 | 8,824,000 | 11,199,000 |
| Provision for loan losses | 191,000 | 477,000 | 822,000 | 3,897,000 |
| Pretax income | 2,084,000 | 3,476,000 | 5,079,000 | 4,036,000 |
| Income tax | 768,000 | 1,273,000 | 1,860,000 | 1,445,000 |
| Net income | 1,316,000 | 2,203,000 | 3,219,000 | 2,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,464,000 | 49,787,000 | 50,356,000 | 49,275,000 |
| Total capital | 54,023,000 | 54,395,000 | 55,120,000 | 54,462,000 |
| Risk-weighted assets | 392,787,000 | 414,996,000 | 417,056,000 | 424,789,000 |