Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 401,645,000 | 412,614,000 | 437,920,000 | 453,442,000 |
| Total loans | 366,052,000 | 373,885,000 | 376,003,000 | 379,024,000 |
| Allowance for loan losses | 3,551,000 | 3,831,000 | 4,154,000 | 4,357,000 |
| Securities available for sale | 23,482,000 | 24,021,000 | 25,281,000 | 24,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,827,000 | 352,158,000 | 385,477,000 | 400,353,000 |
| Interest-bearing deposits | 290,286,000 | 312,718,000 | 341,513,000 | 355,936,000 |
| Noninterest-bearing deposits | 47,541,000 | 39,440,000 | 43,964,000 | 44,417,000 |
| Equity capital | 45,251,000 | 45,932,000 | 47,402,000 | 48,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,967,000 | 14,714,000 | 23,015,000 | 31,668,000 |
| Interest expense | 2,655,000 | 5,826,000 | 9,467,000 | 13,531,000 |
| Net interest income | 4,312,000 | 8,888,000 | 13,548,000 | 18,137,000 |
| Noninterest income | 431,000 | 924,000 | 1,443,000 | 1,918,000 |
| Noninterest expense | 2,429,000 | 4,910,000 | 7,579,000 | 9,935,000 |
| Provision for loan losses | 375,000 | 680,000 | 985,000 | 1,240,000 |
| Pretax income | 1,939,000 | 4,222,000 | 6,427,000 | 8,880,000 |
| Income tax | 711,000 | 1,596,000 | 2,359,000 | 3,259,000 |
| Net income | 1,228,000 | 2,626,000 | 4,068,000 | 5,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,645,000 | 46,619,000 | 47,590,000 | 48,670,000 |
| Total capital | 49,196,000 | 50,450,000 | 51,744,000 | 53,027,000 |
| Risk-weighted assets | 368,697,000 | 383,827,000 | 391,463,000 | 388,250,000 |