Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 152,270,000 | 155,003,000 | 155,100,000 | 153,145,000 |
| Total loans | 116,472,000 | 115,843,000 | 118,739,000 | 121,838,000 |
| Allowance for loan losses | 1,462,000 | 1,449,000 | 1,490,000 | 1,692,000 |
| Securities available for sale | 8,458,000 | 10,376,000 | 8,233,000 | 11,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,914,000 | 140,113,000 | 139,824,000 | 137,888,000 |
| Interest-bearing deposits | 118,928,000 | 120,711,000 | 122,335,000 | 119,837,000 |
| Noninterest-bearing deposits | 18,986,000 | 19,402,000 | 17,489,000 | 18,051,000 |
| Equity capital | 10,669,000 | 11,110,000 | 11,281,000 | 11,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,184,000 | 4,501,000 | 6,865,000 | 9,208,000 |
| Interest expense | 1,159,000 | 2,304,000 | 3,413,000 | 4,374,000 |
| Net interest income | 1,025,000 | 2,197,000 | 3,452,000 | 4,834,000 |
| Noninterest income | 185,000 | 371,000 | 546,000 | 807,000 |
| Noninterest expense | 1,006,000 | 2,034,000 | 3,152,000 | 4,300,000 |
| Provision for loan losses | 79,000 | 90,000 | 129,000 | 399,000 |
| Pretax income | 125,000 | 444,000 | 717,000 | 942,000 |
| Income tax | 47,000 | 167,000 | 273,000 | 344,000 |
| Net income | 78,000 | 277,000 | 444,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,199,000 | 10,586,000 | 10,753,000 | 11,345,000 |
| Total capital | 11,661,000 | 12,035,000 | 12,243,000 | 12,918,000 |
| Risk-weighted assets | 117,692,000 | 121,210,000 | 123,434,000 | 125,719,000 |