Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,331,000 | 66,834,000 | 146,172,000 | 147,421,000 |
| Total loans | 47,144,000 | 51,188,000 | 100,146,000 | 108,325,000 |
| Allowance for loan losses | 596,000 | 520,000 | 1,106,000 | 1,400,000 |
| Securities available for sale | 3,706,000 | 2,511,000 | 2,615,000 | 2,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,528,000 | 58,007,000 | 130,901,000 | 133,095,000 |
| Interest-bearing deposits | 50,237,000 | 48,553,000 | 114,461,000 | 115,172,000 |
| Noninterest-bearing deposits | 9,291,000 | 9,454,000 | 16,440,000 | 17,923,000 |
| Equity capital | 5,460,000 | 5,534,000 | 10,654,000 | 10,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,533,000 | 6,788,000 | 9,086,000 |
| Interest expense | 697,000 | 1,358,000 | 3,479,000 | 4,765,000 |
| Net interest income | 574,000 | 1,175,000 | 3,309,000 | 4,321,000 |
| Noninterest income | 93,000 | 171,000 | 627,000 | 832,000 |
| Noninterest expense | 638,000 | 1,126,000 | 3,263,000 | 4,240,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 340,000 |
| Pretax income | 104,000 | 255,000 | 708,000 | 648,000 |
| Income tax | 39,000 | 96,000 | 267,000 | 190,000 |
| Net income | 65,000 | 159,000 | 441,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,985,000 | 5,058,000 | 10,158,000 | 10,136,000 |
| Total capital | 5,581,000 | 5,578,000 | 11,264,000 | 11,520,000 |
| Risk-weighted assets | 53,928,000 | 54,306,000 | 104,689,000 | 110,708,000 |