Call reports 2025
NORTHFIELD SAVINGS BANK — 2025
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,555,515,000 | 1,560,737,000 | 1,587,368,000 | 1,610,517,000 |
| Total loans | 1,097,749,000 | 1,105,150,000 | 1,142,804,000 | 1,147,399,000 |
| Allowance for loan losses | 8,813,000 | 8,930,000 | 9,058,000 | 9,785,000 |
| Securities available for sale | 352,008,000 | 347,224,000 | 330,451,000 | 343,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,282,177,000 | 1,280,949,000 | 1,343,916,000 | 1,363,156,000 |
| Interest-bearing deposits | 1,029,829,000 | 1,025,415,000 | 1,082,788,000 | 1,098,400,000 |
| Noninterest-bearing deposits | 252,348,000 | 255,534,000 | 261,128,000 | 264,756,000 |
| Equity capital | 138,738,000 | 142,689,000 | 147,778,000 | 152,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,421,000 | 31,026,000 | 47,608,000 | 64,588,000 |
| Interest expense | 6,202,000 | 12,337,000 | 18,657,000 | 24,742,000 |
| Net interest income | 9,219,000 | 18,689,000 | 28,951,000 | 39,846,000 |
| Noninterest income | 1,548,000 | 3,223,000 | 5,211,000 | 7,305,000 |
| Noninterest expense | 9,660,000 | 18,928,000 | 28,927,000 | 38,931,000 |
| Provision for loan losses | 190,000 | 330,000 | 630,000 | 1,375,000 |
| Pretax income | 867,000 | 2,504,000 | 4,455,000 | 6,315,000 |
| Income tax | -9,000 | 17,000 | 155,000 | 47,000 |
| Net income | 876,000 | 2,487,000 | 4,300,000 | 6,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,514,000 | 163,126,000 | 164,938,000 | 166,906,000 |