Call reports 2024
NORTHFIELD SAVINGS BANK — 2024
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,501,419,000 | 1,498,757,000 | 1,527,182,000 | 1,558,316,000 |
| Total loans | 1,056,452,000 | 1,076,486,000 | 1,092,353,000 | 1,100,572,000 |
| Allowance for loan losses | 8,896,000 | 8,564,000 | 8,555,000 | 8,628,000 |
| Securities available for sale | 286,888,000 | 315,105,000 | 323,982,000 | 354,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,223,701,000 | 1,198,797,000 | 1,238,363,000 | 1,234,041,000 |
| Interest-bearing deposits | 959,513,000 | 941,235,000 | 974,683,000 | 974,067,000 |
| Noninterest-bearing deposits | 264,188,000 | 257,562,000 | 263,680,000 | 259,974,000 |
| Equity capital | 125,756,000 | 127,558,000 | 137,226,000 | 133,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,249,000 | 28,312,000 | 43,119,000 | 58,215,000 |
| Interest expense | 5,891,000 | 11,749,000 | 18,059,000 | 24,157,000 |
| Net interest income | 8,358,000 | 16,563,000 | 25,060,000 | 34,058,000 |
| Noninterest income | 1,398,000 | 2,998,000 | 4,616,000 | 6,490,000 |
| Noninterest expense | 8,586,000 | 17,727,000 | 26,681,000 | 36,011,000 |
| Provision for loan losses | 370,000 | 70,000 | 70,000 | 145,000 |
| Pretax income | 1,050,000 | 2,334,000 | 3,495,000 | 5,037,000 |
| Income tax | 50,000 | 144,000 | 226,000 | 358,000 |
| Net income | 1,000,000 | 2,190,000 | 3,269,000 | 4,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,009,000 | 158,149,000 | 159,228,000 | 160,638,000 |