Call reports 2023
NORTHFIELD SAVINGS BANK — 2023
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,413,583,000 | 1,455,126,000 | 1,446,742,000 | 1,504,702,000 |
| Total loans | 993,363,000 | 1,012,877,000 | 1,027,888,000 | 1,039,672,000 |
| Allowance for loan losses | 8,127,000 | 8,282,000 | 8,362,000 | 8,533,000 |
| Securities available for sale | 323,228,000 | 311,225,000 | 302,802,000 | 299,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,126,353,000 | 1,135,506,000 | 1,144,937,000 | 1,190,702,000 |
| Interest-bearing deposits | 840,630,000 | 873,170,000 | 864,817,000 | 917,888,000 |
| Noninterest-bearing deposits | 285,723,000 | 262,336,000 | 280,120,000 | 272,814,000 |
| Equity capital | 121,200,000 | 119,184,000 | 114,596,000 | 126,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,474,000 | 23,730,000 | 36,588,000 | 50,152,000 |
| Interest expense | 1,812,000 | 5,482,000 | 9,746,000 | 14,784,000 |
| Net interest income | 9,662,000 | 18,248,000 | 26,842,000 | 35,368,000 |
| Noninterest income | 1,420,000 | 2,940,000 | 4,498,000 | 6,034,000 |
| Noninterest expense | 9,090,000 | 18,196,000 | 27,681,000 | 37,640,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 600,000 |
| Pretax income | 1,842,000 | 2,692,000 | 3,259,000 | 3,262,000 |
| Income tax | 236,000 | 267,000 | 223,000 | 69,000 |
| Net income | 1,606,000 | 2,425,000 | 3,036,000 | 3,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,421,000 | 155,241,000 | 155,851,000 | 156,009,000 |