Call reports 2022
NORTHFIELD SAVINGS BANK — 2022
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,414,510,000 | 1,436,600,000 | 1,443,158,000 | 1,414,255,000 |
| Total loans | 957,868,000 | 965,914,000 | 959,732,000 | 973,789,000 |
| Allowance for loan losses | 10,611,000 | 10,594,000 | 10,562,000 | 10,544,000 |
| Securities available for sale | 361,351,000 | 361,770,000 | 333,708,000 | 328,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,199,427,000 | 1,234,672,000 | 1,246,266,000 | 1,185,491,000 |
| Interest-bearing deposits | 905,726,000 | 929,197,000 | 935,221,000 | 886,815,000 |
| Noninterest-bearing deposits | 293,701,000 | 305,475,000 | 311,045,000 | 298,676,000 |
| Equity capital | 123,854,000 | 117,324,000 | 107,668,000 | 113,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,244,000 | 21,085,000 | 32,389,000 | 44,081,000 |
| Interest expense | 438,000 | 922,000 | 1,639,000 | 2,707,000 |
| Net interest income | 9,806,000 | 20,163,000 | 30,750,000 | 41,374,000 |
| Noninterest income | 1,312,000 | 2,696,000 | 4,026,000 | 5,420,000 |
| Noninterest expense | 8,342,000 | 16,843,000 | 25,837,000 | 34,785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,776,000 | 6,016,000 | 8,939,000 | 12,009,000 |
| Income tax | 445,000 | 1,000,000 | 1,476,000 | 1,963,000 |
| Net income | 2,331,000 | 5,016,000 | 7,463,000 | 10,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,677,000 | 146,361,000 | 148,807,000 | 151,391,000 |