Call reports 2021
NORTHFIELD SAVINGS BANK — 2021
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,303,483,000 | 1,330,710,000 | 1,374,162,000 | 1,401,871,000 |
| Total loans | 921,474,000 | 923,016,000 | 917,772,000 | 918,805,000 |
| Allowance for loan losses | 11,463,000 | 10,653,000 | 10,638,000 | 10,619,000 |
| Securities available for sale | 269,899,000 | 284,031,000 | 331,590,000 | 390,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,081,390,000 | 1,106,595,000 | 1,143,889,000 | 1,169,112,000 |
| Interest-bearing deposits | 811,328,000 | 838,591,000 | 860,361,000 | 879,293,000 |
| Noninterest-bearing deposits | 270,062,000 | 268,004,000 | 283,528,000 | 289,819,000 |
| Equity capital | 133,293,000 | 137,957,000 | 139,066,000 | 139,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,335,000 | 20,906,000 | 31,443,000 | 42,673,000 |
| Interest expense | 664,000 | 1,237,000 | 1,782,000 | 2,259,000 |
| Net interest income | 9,671,000 | 19,669,000 | 29,661,000 | 40,414,000 |
| Noninterest income | 1,128,000 | 2,835,000 | 4,142,000 | 5,565,000 |
| Noninterest expense | 7,779,000 | 16,281,000 | 24,211,000 | 32,884,000 |
| Provision for loan losses | 150,000 | -700,000 | -700,000 | -700,000 |
| Pretax income | 2,870,000 | 6,923,000 | 10,314,000 | 13,817,000 |
| Income tax | 507,000 | 1,232,000 | 1,863,000 | 2,475,000 |
| Net income | 2,363,000 | 5,691,000 | 8,451,000 | 11,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,366,000 | 135,694,000 | 138,453,000 | 141,345,000 |