Call reports 2020
NORTHFIELD SAVINGS BANK — 2020
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,067,966,000 | 1,175,129,000 | 1,220,532,000 | 1,214,080,000 |
| Total loans | 850,799,000 | 929,932,000 | 939,102,000 | 923,380,000 |
| Allowance for loan losses | 8,898,000 | 11,001,000 | 11,303,000 | 11,271,000 |
| Securities available for sale | 149,519,000 | 147,670,000 | 193,732,000 | 215,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 835,801,000 | 935,562,000 | 989,336,000 | 992,537,000 |
| Interest-bearing deposits | 672,186,000 | 717,878,000 | 739,767,000 | 751,215,000 |
| Noninterest-bearing deposits | 163,615,000 | 217,684,000 | 249,569,000 | 241,322,000 |
| Equity capital | 130,865,000 | 131,659,000 | 133,627,000 | 135,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,869,000 | 20,440,000 | 31,041,000 | 40,623,000 |
| Interest expense | 2,065,000 | 3,775,000 | 4,989,000 | 5,916,000 |
| Net interest income | 7,804,000 | 16,665,000 | 26,052,000 | 34,707,000 |
| Noninterest income | 1,265,000 | 2,317,000 | 3,455,000 | 4,685,000 |
| Noninterest expense | 7,518,000 | 15,123,000 | 22,353,000 | 29,848,000 |
| Provision for loan losses | 175,000 | 2,278,000 | 2,578,000 | 2,578,000 |
| Pretax income | 1,376,000 | 1,581,000 | 4,576,000 | 6,966,000 |
| Income tax | 185,000 | 136,000 | 681,000 | 1,121,000 |
| Net income | 1,191,000 | 1,445,000 | 3,895,000 | 5,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,347,000 | 125,604,000 | 128,052,000 | 130,002,000 |