Call reports 2019
NORTHFIELD SAVINGS BANK — 2019
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,031,652,000 | 1,033,930,000 | 1,053,797,000 | 1,059,033,000 |
| Total loans | 800,919,000 | 819,836,000 | 833,759,000 | 846,326,000 |
| Allowance for loan losses | 8,564,000 | 8,663,000 | 8,748,000 | 8,731,000 |
| Securities available for sale | 132,933,000 | 139,033,000 | 148,667,000 | 146,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,413,000 | 810,178,000 | 836,634,000 | 824,816,000 |
| Interest-bearing deposits | 648,032,000 | 648,211,000 | 666,228,000 | 654,339,000 |
| Noninterest-bearing deposits | 162,381,000 | 161,967,000 | 170,406,000 | 170,477,000 |
| Equity capital | 118,744,000 | 122,105,000 | 124,639,000 | 125,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,725,000 | 19,546,000 | 29,573,000 | 39,511,000 |
| Interest expense | 2,246,000 | 4,640,000 | 7,095,000 | 9,307,000 |
| Net interest income | 7,479,000 | 14,906,000 | 22,478,000 | 30,204,000 |
| Noninterest income | 1,150,000 | 2,537,000 | 3,842,000 | 5,194,000 |
| Noninterest expense | 6,796,000 | 13,600,000 | 20,344,000 | 27,244,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,728,000 | 3,569,000 | 5,597,000 | 7,670,000 |
| Income tax | 224,000 | 459,000 | 740,000 | 1,062,000 |
| Net income | 1,504,000 | 3,110,000 | 4,857,000 | 6,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,128,000 | 120,613,000 | 122,407,000 | 124,157,000 |
| Total capital | 128,102,000 | 129,686,000 | 131,565,000 | 133,298,000 |
| Risk-weighted assets | 733,282,000 | 753,970,000 | 762,298,000 | 764,092,000 |