Call reports 2018
NORTHFIELD SAVINGS BANK — 2018
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 956,430,000 | 972,464,000 | 1,014,696,000 | 1,033,301,000 |
| Total loans | 759,034,000 | 774,744,000 | 792,361,000 | 799,304,000 |
| Allowance for loan losses | 8,171,000 | 8,292,000 | 8,479,000 | 8,467,000 |
| Securities available for sale | 129,697,000 | 128,158,000 | 126,507,000 | 127,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 724,099,000 | 711,372,000 | 768,020,000 | 798,592,000 |
| Interest-bearing deposits | 566,530,000 | 554,463,000 | 610,029,000 | 639,993,000 |
| Noninterest-bearing deposits | 157,569,000 | 156,909,000 | 157,991,000 | 158,599,000 |
| Equity capital | 111,434,000 | 112,221,000 | 113,377,000 | 116,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,525,000 | 17,335,000 | 26,680,000 | 36,286,000 |
| Interest expense | 1,241,000 | 2,767,000 | 4,735,000 | 6,868,000 |
| Net interest income | 7,284,000 | 14,568,000 | 21,945,000 | 29,418,000 |
| Noninterest income | 1,178,000 | 2,431,000 | 3,731,000 | 5,019,000 |
| Noninterest expense | 6,514,000 | 13,255,000 | 19,761,000 | 26,847,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 625,000 |
| Pretax income | 1,748,000 | 3,344,000 | 5,315,000 | 6,965,000 |
| Income tax | 288,000 | 536,000 | 820,000 | 912,000 |
| Net income | 1,460,000 | 2,808,000 | 4,495,000 | 6,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,071,000 | 114,420,000 | 116,107,000 | 117,625,000 |
| Total capital | 121,652,000 | 123,122,000 | 124,996,000 | 126,502,000 |
| Risk-weighted assets | 697,882,000 | 717,188,000 | 729,737,000 | 734,311,000 |