Call reports 2017
NORTHFIELD SAVINGS BANK — 2017
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 915,261,000 | 938,216,000 | 956,980,000 | 959,357,000 |
| Total loans | 695,221,000 | 722,381,000 | 736,030,000 | 752,581,000 |
| Allowance for loan losses | 7,698,000 | 7,670,000 | 7,810,000 | 8,014,000 |
| Securities available for sale | 155,625,000 | 135,343,000 | 134,471,000 | 132,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 661,737,000 | 681,736,000 | 715,325,000 | 722,975,000 |
| Interest-bearing deposits | 523,366,000 | 541,531,000 | 564,766,000 | 571,168,000 |
| Noninterest-bearing deposits | 138,371,000 | 140,205,000 | 150,559,000 | 151,807,000 |
| Equity capital | 109,845,000 | 111,208,000 | 112,252,000 | 111,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,778,000 | 15,885,000 | 24,270,000 | 32,734,000 |
| Interest expense | 1,070,000 | 2,244,000 | 3,498,000 | 4,778,000 |
| Net interest income | 6,708,000 | 13,641,000 | 20,772,000 | 27,956,000 |
| Noninterest income | 1,137,000 | 2,402,000 | 3,576,000 | 4,855,000 |
| Noninterest expense | 6,269,000 | 12,943,000 | 19,622,000 | 26,201,000 |
| Provision for loan losses | 113,000 | 225,000 | 463,000 | 700,000 |
| Pretax income | 1,463,000 | 2,915,000 | 4,303,000 | 5,953,000 |
| Income tax | 344,000 | 661,000 | 1,000,000 | 2,683,000 |
| Net income | 1,119,000 | 2,254,000 | 3,303,000 | 3,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,461,000 | 110,596,000 | 111,646,000 | 111,612,000 |
| Total capital | 117,568,000 | 118,676,000 | 119,866,000 | 120,036,000 |
| Risk-weighted assets | 648,589,000 | 668,336,000 | 683,421,000 | 691,207,000 |