Call reports 2014
NORTHFIELD SAVINGS BANK — 2014
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 762,282,000 | 760,674,000 | 772,993,000 | 795,014,000 |
| Total loans | 517,898,000 | 526,441,000 | 540,680,000 | 556,442,000 |
| Allowance for loan losses | 6,074,000 | 6,074,000 | 6,126,000 | 6,459,000 |
| Securities available for sale | 188,578,000 | 179,121,000 | 177,161,000 | 181,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,058,000 | 523,464,000 | 554,060,000 | 560,032,000 |
| Interest-bearing deposits | 426,699,000 | 426,440,000 | 445,893,000 | 444,477,000 |
| Noninterest-bearing deposits | 97,359,000 | 97,024,000 | 108,167,000 | 115,555,000 |
| Equity capital | 93,429,000 | 96,205,000 | 97,276,000 | 99,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,489,000 | 13,108,000 | 19,780,000 | 26,642,000 |
| Interest expense | 794,000 | 1,597,000 | 2,448,000 | 3,363,000 |
| Net interest income | 5,695,000 | 11,511,000 | 17,332,000 | 23,279,000 |
| Noninterest income | 999,000 | 2,078,000 | 3,271,000 | 4,485,000 |
| Noninterest expense | 5,201,000 | 10,501,000 | 15,831,000 | 20,825,000 |
| Provision for loan losses | 150,000 | 150,000 | 255,000 | 560,000 |
| Pretax income | 1,342,000 | 3,043,000 | 4,624,000 | 6,462,000 |
| Income tax | 213,000 | 547,000 | 891,000 | 1,626,000 |
| Net income | 1,129,000 | 2,496,000 | 3,733,000 | 4,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,497,000 | 96,863,000 | 98,100,000 | 99,204,000 |
| Total capital | 101,393,000 | 102,839,000 | 104,187,000 | 105,506,000 |
| Risk-weighted assets | 471,100,000 | 477,622,000 | 486,571,000 | 503,988,000 |