Call reports 2002
NORTHFIELD SAVINGS BANK — 2002
What NORTHFIELD SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 390,137,000 | 384,812,000 | 397,428,000 | 394,926,000 |
| Total loans | 259,750,000 | 259,223,000 | 255,378,000 | 259,957,000 |
| Allowance for loan losses | 6,663,000 | 6,632,000 | 6,681,000 | 6,621,000 |
| Securities available for sale | 105,106,000 | 109,240,000 | 126,355,000 | 119,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,200,000 | 294,585,000 | 301,799,000 | 300,190,000 |
| Interest-bearing deposits | 276,831,000 | 263,925,000 | 268,679,000 | 268,631,000 |
| Noninterest-bearing deposits | 29,369,000 | 30,660,000 | 33,120,000 | 31,559,000 |
| Equity capital | 50,414,000 | 52,337,000 | 53,995,000 | 55,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,091,000 | 11,983,000 | 17,939,000 | 23,496,000 |
| Interest expense | 2,491,000 | 4,637,000 | 6,647,000 | 8,473,000 |
| Net interest income | 3,600,000 | 7,346,000 | 11,292,000 | 15,023,000 |
| Noninterest income | 466,000 | 968,000 | 1,453,000 | 2,021,000 |
| Noninterest expense | 2,778,000 | 5,589,000 | 8,703,000 | 12,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,441,000 | 2,953,000 | 4,467,000 | 4,497,000 |
| Income tax | 436,000 | 891,000 | 1,343,000 | 873,000 |
| Net income | 1,005,000 | 2,062,000 | 3,124,000 | 3,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,125,000 | 50,921,000 | 51,273,000 | 52,723,000 |
| Total capital | 53,282,000 | 53,751,000 | 54,060,000 | 55,503,000 |
| Risk-weighted assets | 223,989,000 | 222,626,000 | 219,095,000 | 218,531,000 |